Showing posts with label Personal. Show all posts
Showing posts with label Personal. Show all posts

Thursday, May 3, 2012

The Wall Street MBA: Your Personal Crash Course in Corporate Finance

The Wall Street MBA: Your Personal Crash Course in Corporate Finance Review



A streetwise MBA that offers you a degree in success

Whether you're a novice or an experienced professional, The Wall Street MBA explains the underpinnings of financial valuation, financial analysis, and corporate accounting and describes how each drives corporate America and Wall Street.

Peppered with true stories and amusing anecdotes, this concise, easy-to-read, interactive resource teaches MBA concepts by applying theory to real-life examples. You'll learn how to review financial statements, analyze earnings, detect fraud, assess stock prices, value companies, and structure mergers and acquisitions, among other exercises.


Sunday, April 29, 2012

Zombie Economics: A Guide to Personal Finance

Zombie Economics: A Guide to Personal Finance Review



If financial guides leave you perplexed (or comatose), you should read Zombie Economics instead. It's compelling, it's straightforward, and it can change your life.

Zombie Economics is for anyone in the midst of financial uncertainty, a place where carelessness and timidity will cost you. From the creeping spread of unpaid bills to the lumbering advance of creditors, Zombie Economics confronts the biggest threats to your personal economy, takes aim, and then takes them down. Specific chapters include:

A Basement Full of Ammo: Saving yourself by saving money

They'll Eat the Fat Ones First: Using fitness as a financial asset

Shooting Dad in the Head: Ending your relationships with the financially infected

With simple, easy-to-use techniques for identifying-and eliminating-your financial weak spots, Zombie Economics turns victims into survivors.

Watch a Video


Friday, April 27, 2012

Personal Finance For Dummies®, Mini Edition

Personal Finance For Dummies®, Mini Edition Review



The easy way to achieve your financial goals!

Get expert guidance on how to track expenditures, reduce spending, get out of debt, invest wisely, save for college and other events, and how to survive the unexpected! In no time at all, you will gain valuable financial know-how and find out how to start investing!

Find out:

  • Ways to weigh expected investment returns and risks
  • How to determine your investment goals
  • Advice on how to plan for the future
  • The best ways to reduce and eliminate debt
  • How to change credit card habits


Thursday, April 26, 2012

Personal Finance (Mcgraw-Hill/Irwin Series in Finance, Insurance and Real Estate)

Personal Finance (Mcgraw-Hill/Irwin Series in Finance, Insurance and Real Estate) Review



Your journey to financial freedom starts here! Kapoor/Dlabay/Hughes’ market-leading Personal Finance provides practical guidance on how students can achieve peace of mind with regard to their financial situation. It provides many financial planning tools using a step-by-step approach to help students identify and evaluate choices as well as understand the consequences of decisions in terms of opportunity costs. Managing money in order to obtain freedom from financial worries – that’s what the 10th edition of Personal Finance is all about!


Thursday, April 19, 2012

Personal Finance: Strategic Default; Is It Just a Business Decision?

Personal Finance: Strategic Default; Is It Just a Business Decision? Review



On February 19, 2009, CNBC commentator Rick Santelli expressed his
famous rant. This rant essentially expressed the feelings of those who
pay their bills, pay their house notes, and stay out of debt. This book
discusses Strategic Default, walking away from a mortgage note, in the
light of this Tea Party understanding.

With the formation of the Tea
Party, admittedly because of the Santelli rant, a movement to return
America to her roots of personal responsibility was born. Santelli had
said that those who made a bet on the housing ponzi and lost should not
be bailed out. Many took his rant to mean that the "losers" should man
up and pay off their mortgages.

This book does not make a case for
whether the mortgage deadbeats should be bailed out by the government.
But there are other issues regarding the actions of those who can
afford to pay their mortgages yet walk away from homes that are worth
far less than the value of the mortgage. This book looks at what many
call a business decision in the light of what is moral, even what is
patriotic.


A person who is concerned about his conscience, about doing
the right thing, needs a discussion regarding the ethics of walking
away. This book will help you to weigh your options from a moral point
of view.


Saturday, April 7, 2012

Managing Retirement Wealth: An Expert Guide to Personal Portfolio Management in Good Times and Bad

Managing Retirement Wealth: An Expert Guide to Personal Portfolio Management in Good Times and Bad Review



An important new tool to protect and grow investable assets for retirement.

Over 25 million households in the United States have 0,000 or more in investable assets. In  today's volatile economic climate, they fear losing this wealth and having to modify their current lifestyle to replenish retirement savings--or even postpone retirement altogether. Julie Jason speaks to this audience, teaching them how to manage their money (and their adviser) and providing them with a professional portfolio adviser's process for structuring and managing customized portfolios.

With new material on rebalancing, asset allocation, sector rotation, popular new services such as managed accounts, and more, this book is a must-have for those who need help managing portfolios in a down market.

 


Wednesday, April 4, 2012

Personal Finance: Turning Money into Wealth (6th Edition) (The Prentice Hall Series in Finance)

Personal Finance: Turning Money into Wealth (6th Edition) (The Prentice Hall Series in Finance) Review



Through the presentation of the Ten Fundamental Principles of Personal Finance, this text empowers students with the knowledge they need to successfully make and carry out a plan for their own financial future.


Wednesday, March 28, 2012

Personal Finance: An Integrated Planning Approach (8th Edition)

Personal Finance: An Integrated Planning Approach (8th Edition) Review



The goal of this book is two-fold. The first is to have readers appreciate the importance of planning and have a basic understanding of planning techniques. The second is to develop readers' abilities to think critically and to make effective decisions. This book covers financial planning including the time value of money, cash management, buying now and paying later, investment basics, stock and bonds, mutual funds, and protecting your income and wealth. For financial advisors/planners and any individual seeking a sound financial plan.


Tuesday, March 27, 2012

The Complete Personal Finance Handbook: A Step-by-Step Instructions to Take Control of Your Financial Future With Companion CD-ROM

The Complete Personal Finance Handbook: A Step-by-Step Instructions to Take Control of Your Financial Future With Companion CD-ROM Review



Personal financial planning is the process of establishing your own financial goals and creating a way to reach them. The ongoing process involves examining all existing resources, developing a plan to use them, and systematically implementing the plan to achieve your short and long-term goals. They must be monitored and reviewed periodically to make adjustments to assure that they continue to move you toward your financial goals. Your family's financial future depends in large part on decisions you make and steps you take today. Busy, successful people are often so involved with day-to-day personal and business responsibilities that they don't take the time to plan their own financial future. And unfortunately, financial security and sound investments rarely happen by chance. This new book, written in easy-to-understand terminology, will guide you on the way to financial security for you and your family. You will learn the personal financial basics of budgeting; insurance; marriage, single, and divorce financial solutions; health care possibilities; retirement planning and saving; wills and estate planning; managing and eliminating debt; solving your credit score and credit issues; and home ownership. You will avoid legal issues, obtain documents you need to have, deal with mortgages, taxes, and tax planning. You will invest your money using the latest strategies while responding to life events, starting a small business, getting college financial aid, avoiding debt and bankruptcy, and borrowing money. The new areas of concern are explained: elder issues and identity theft worries. The companion workbook on the CD-ROM contains worksheets, charts, and quizzes to help you set financial goals, budget, find how to reach those goals, set retirement planning goals, and determine the best savings and investment strategies that fit your situation.


Sunday, March 25, 2012

Get a Financial Life: Personal Finance In Your Twenties and Thirties

Get a Financial Life: Personal Finance In Your Twenties and Thirties Review




“A highly readable and substantial guide to the grown-up realms of money and business.” —Deborah Stead, The New York Times,

If you've been meaning to get your finances in shape but have no idea where to start, this is your playbook: The all-new edition of the New York Times bestseller Get a Financial Life busts open the system, teaching tricks for becoming master of your own money universe. No matter what's happening in the economy, all the guidance you need is right here. You'll learn how to:

• Pay off your credit cards and student loans and live debt free

• Start saving, even if you're living paycheck to paycheck

• Take advantage of the latest tax rules and save a bundle

• Find smart investments while still supporting socially responsible companies

• Come up with a down payment and buy a home, even in a tough economy

• Afford grad school

• Protect yourself from identity theft

And you'll discover why a 401(k) is your best friend—even if the market is tanking.

From tracking your spending to finding deals on insurance to navigating the new world of homebuying, this easy-to-understand, comprehensive guide provides an up-to-date road map of the world of personal finance. Whether you earn ,000 or 0,000, are single or married, are drowning in debt or just looking for ways to keep your savings secure in uncertain times, you'll find the answers you need in Get a Financial Life.

“A daring book. . . . A life's worth of smart financial advice.” —Newsweek


Monday, March 19, 2012

Personal Investing: The Missing Manual (Missing Manuals)

Personal Investing: The Missing Manual (Missing Manuals) Review



Personal Investing: The Missing Manual (Missing Manuals) Feature

  • ISBN13: 9781449381783
  • Condition: New
  • Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!

Did your investments take a hit in the recession? You're not alone. Between 2007 and mid-year 2009, the average 401K lost 31% of its value. Ouch. It's time to take control of your investments with Personal Investing: The Missing Manual. Financial experts agree that with the right guidance, consumers can make investments better than many professionals. This lively and easy-to-understand guide gives you the confidence, tools, and insight you need to evaluate financial products and make smart investments that target success over the long term.

You'll learn how to set long-term goals for critical, high-cost events such as retirement, your children's education, and future health care needs. Then you'll learn what types of investments will best help you achieve those goals. In step-by-step fashion, this book shows you how to research mutual funds, stocks, bonds, and other financial products to create a portfolio of diversified investments.

  • Get crystal-clear, practical advice from personal finance expert Bonnie Biafore, author of Missing Manuals on the Quicken personal-finance program and QuickBooks business finance program
  • Understand why you need to invest -- Biafore shows you how savings accounts simply won't outpace inflation or give you the returns you need for long-term goals
  • Learn how to evaluate and buy traditional investments, such as stocks, bonds, and mutual funds
  • Discover lesser-known investments, such as index funds and exchange-traded funds, which cost you less and provide more tax advantages
  • Choose the best funds offered by your employer for your 401K, and learn how to get the greatest tax advantages


How Investing Makes Your Money Work Harder

With inflation’s 3.41% price increases compounding year after year, figuring your expenses produces some galactic numbers. Sadly, you can’t choose whether to accept the compounding of inflation. But what if you could use compounding to inflate the money you save? It turns out that you can, by investing your money and reinvesting all your earnings. You can choose the compounding of the returns you earn on your money, so it’s important to understand just how powerful this strategy is. True, investment returns aren’t as steady as the inflation rate. Some years are better than others, and some years are downright dogs. But for now, assume that your investments increase 7% each year (that’s the return most financial planners tell their clients they can expect on a diversified investment portfolio). Say you seed a retirement account with ,000, as the table below shows. If you earn 7% the first year, you’ll have ,700 at the end of the year. The second year, you earn 9 (7% on ,700) and end up with ,449. If you earn 7% each year for 40 years (from the time you start working until you retire), you’d have almost 0,000! That’s 0,000 of earnings on a single ,000 investment.



On the other hand, what if you invested ,000 and earned 7%, but withdrew each year’s earnings? (That return is called simple interest, because you earn the same amount on your original investment each year.) You’d earn 0 each year for 40 years, for total earnings of ,000 on your original ,000 investment. By letting your investment returns compound, your total earnings are five times what you’d earn with simple interest. The graph below shows how your nest egg grows like wildfire when you let your earnings compound.



Compounding is a powerful force, even when the rate is small, as you’ve seen with inflation. But this technique really shines when you earn higher returns, like the 7% from a diversified portfolio, and give your portfolio time to mature. The graph below shows how a ,000 nest egg grows when you put your money in diversified investments, bonds, money market funds, and savings accounts. Compare the line for inflation to see how investing can help you beat the steady rise in prices. You can see how investments start to take off after 15 years. That’s compounding at work, and that’s why it’s important to start investing for long-term goals as early as you can.



Investing for the Long Term

Although well-diversified investing works like magic when you give it time, it doesn’t make sense for short-term goals. That’s because you have to accept some risk to earn higher returns. Investments in the stock market can decrease during a single year--and do so every several years. The good news is that the risk of losing money decreases the longer you keep your money invested (think decades). During recessions, the stock market can really tank, like the almost 50% drop it suffered in 2001. You wouldn’t want to see half your nest egg go away the year before you retire. However, since 1929, the average annual return on stocks is more than 11% despite battering from the Great Depression and several recessions. Besides, a diversified portfolio isn’t invested solely in the stock market, as you’ll learn in Chapter 9. By investing in stocks, bonds, and real estate, you won’t see drops as big as the ones for stocks alone. Chapters 9, 10, and 11 also tell you how to move money that you need in the next few years into ultrasafe savings so it’s around when you need it. Lots of folks would rather be certain of having a small amount of money than worry about whether a large nest egg might falter right when they need it. You might think that putting money into a guaranteed money market account means you won’t lose money. Think again. If your money doesn’t keep up with inflation, you lose buying power, which is the same as losing money.


Saturday, March 10, 2012

Personal Finance Workbook For Dummies

Personal Finance Workbook For Dummies Review



Hands-on tools and strategies to boost your financial fitness

From analyzing assets to planning for retirement, this new edition of Personal Finance Workbook For Dummies gives you the information and resources you need to get your finances under control.

Personal Finance Workbook For Dummies walks you through a private financial counseling session, using worksheets, checklists, and formulas for assessing financial health, providing for day-to-day financial management, making wise financial decisions, and investing for financial growth.

  • Addresses the latest changes in tax and credit laws and regulations
  • Strong focus on behavioral finance and how these issues impact decision-making with regard to personal money management
  • Tips to plan for big-ticket purchases
  • Expanded coverage on building and managing wealth
  • Information on how effective asset allocation can help reduce volatility and/or increase opportunity
  • Websites and ideas on how to get the most bang for your buck in everyday household expenditures

From budgeting and cutting expenses to getting out of debt and planning for retirement, Personal Finance Workbook For Dummies is a solution for those looking to avoid bankruptcy as well as those looking for something to help them plan for a successful financial future.


Thursday, March 1, 2012

The Complete Idiot's Guide to Personal Finance inYour 20s &30s, 4th Edition

The Complete Idiot's Guide to Personal Finance inYour 20s &30s, 4th Edition Review



A wise investment.

Revised and updated, this new edition of The Complete Idiot's Guide(r) to Personal Finance in Your 20s and 30s explains all the basic information anyone in this age group will need to manage their personal finances or enhance their financial plan to yield better returns on their investments.

*Covers 401(k) and retirement planning plus investment strategies for the next decade
*Budgeting tips for spiraling food and fuel costs, as well as the financial impacts of changing jobs and growing families
*Home ownership options from building from scratch to townhouses and Condos
*Up-to-date information on internet banking and online mortgage brokers
Download a sample chapter.


Tuesday, February 28, 2012

How to Manage Your Money: An In-Depth Bible Study on Personal Finances with CDROM

How to Manage Your Money: An In-Depth Bible Study on Personal Finances with CDROM Review



People often try managing their money apart from God's plan. Bad plan. Until people have an attitude change about money, it will continue to control and confuse them. How to Manage Your Money is an excellent tool to get readers on track toward a liberated financial life. This newly re-packaged bestseller contains updated material, plus a step-by-step, in-depth study of God's principles for money management.


Monday, February 20, 2012

Economics For Dummies (For Dummies (Business & Personal Finance))

Economics For Dummies (For Dummies (Business & Personal Finance)) Review



Grasp the history, principles, theories, and terminology of economics with this updated bestseller

Since the initial publication of Economics For Dummies in 2005, the U.S. has endured a number of drastic changes and events that sent its economy into a tailspin. This newly revised edition presents updated material about the recent financial crisis and the steps taken to repair it.

Packed with refreshed information and relevant new examples from today's economy, it gives you a straightforward, easy-to-grasp understanding of how the economy functions-and how it influences personal finances.

  • New information on deciphering consumer behavior
  • Refresh coverage of fiscal and monetary policies
  • A new chapter on health care policy and the financial crisis

Presenting complex theories in simple terms and helping you decode the jargon, understand the equations, and debunk the common misconceptions, Economics For Dummies tackles the topic in terms you can understand.


Sunday, February 19, 2012

The Everything Guide To Personal Finance For Single Mothers Book: A Step-by-step Plan for Achieving Financial Independence (Everything (Business & Personal Finance))

The Everything Guide To Personal Finance For Single Mothers Book: A Step-by-step Plan for Achieving Financial Independence (Everything (Business & Personal Finance)) Review



Are you a single mother who worries about your family's financial future? The Everything Guide to Personal Finance for Single Mothers has the savvy financial advice you really need. Packed with helpful tips and sound financial practices, this practical yet inspirational guide leads you on a step-by-step journey to financial independence and security. This guide features tools to help you: Assess current financial health Set goals near and far Narrow the wage gap Conquer debt From how to get out of debt, establish good credit, and qualify for a mortgage to opening a college fund, planning for retirement, and even starting your own business, The Everything Guide to Personal Finance for Single Mothers is the financial advisor you need to secure your future-and that of your children.